Bridging the Gap to Retirement

A retirement "gap" is the difference between the amount of income you will have in retirement and the amount you will need.

Identifying your gap and having a plan in place to close that gap are part of building a secure retirement.
OPERS provides the foundation and will be your partner on your path to financial wellness.

To determine your gap you need to consider your spending habits while working
and what that will look like in retirement, factoring in inflation.

Before using the calculator, gather estimates from all your retirement income sources. Estimates may be obtained from recent annual statements, retirement plan websites or by contacting a plan administrator directly.